Does Stripe work with authenticator apps like MS Authenticator App?

Yes. Stripe supports TOTP authenticator apps, so you can generate its two-factor codes in MS Authenticator App.

Is Stripe two-factor authentication free?

Yes. Enabling authenticator-app 2FA on Stripe is free — you only need the free MS Authenticator App.

What if I lose access to my Stripe 2FA codes?

Use the backup or recovery codes you saved during setup. If you didn't save them, contact Stripe support to regain access, then re-add the account to MS Authenticator App.

Should I use an authenticator app or a security key on Stripe?

Stripe supports both. An authenticator app like MS Authenticator App is free and works on any phone; a hardware security key adds phishing resistance. You can enable both.

How to enable 2FA on Stripe

← Stripe overview Supported

Protect your Stripe account with two-factor authentication (2FA). Once enabled, signing in also requires a one-time code from your authenticator app — not just your password.

Step-by-step setup

1
Sign in to Stripe and open Profile → Two-step authentication.
2
Turn on two-step authentication and choose the authenticator-app option.
Look for "Authenticator app", "Authentication app", or "TOTP" rather than SMS.
3
Scan the QR code with MS Authenticator App.
Open MS Authenticator App, tap add, and point your camera at the QR code Stripe displays. Can't scan? Enter the setup key manually instead.
4
Enter the 6-digit code to confirm.
Type the code MS Authenticator App generates to verify and link your Stripe account.
5
Save your backup codes.
Store the recovery codes Stripe gives you somewhere safe — you'll need them if you lose your phone.

Menu names on Stripe can change — the official Stripe 2FA documentation ↗ always has the exact, current path.

Frequently asked questions

Does Stripe work with authenticator apps like MS Authenticator App?: Yes. Stripe supports TOTP authenticator apps, so you can generate its two-factor codes in MS Authenticator App.
Is Stripe two-factor authentication free?: Yes. Enabling authenticator-app 2FA on Stripe is free — you only need the free MS Authenticator App.
What if I lose access to my Stripe 2FA codes?: Use the backup or recovery codes you saved during setup. If you didn't save them, contact Stripe support to regain access, then re-add the account to MS Authenticator App.
Should I use an authenticator app or a security key on Stripe?: Stripe supports both. An authenticator app like MS Authenticator App is free and works on any phone; a hardware security key adds phishing resistance. You can enable both.

Generate your Stripe codes in MS Authenticator App

Free, offline, and encrypted. One tap for every 6-digit code.

Get the app

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