Does Wise work with authenticator apps like MS Authenticator App?

Yes. Wise supports TOTP authenticator apps, so you can generate its two-factor codes in MS Authenticator App.

Is Wise two-factor authentication free?

Yes. Enabling authenticator-app 2FA on Wise is free — you only need the free MS Authenticator App.

What if I lose access to my Wise 2FA codes?

Use the backup or recovery codes you saved during setup. If you didn't save them, contact Wise support to regain access, then re-add the account to MS Authenticator App.

How to enable 2FA on Wise

← Wise overview Supported

Wise lets you secure your account with an authenticator app. With 2FA on, each login needs a fresh 6-digit code, keeping your Wise account safe even if your password leaks.

Step-by-step setup

1
Sign in to Wise and open your Wise account security settings.
2
Turn on two-factor authentication and choose the authenticator-app option.
Look for "Authenticator app", "Authentication app", or "TOTP" rather than SMS.
3
Scan the QR code with MS Authenticator App.
Open MS Authenticator App, tap add, and point your camera at the QR code Wise displays. Can't scan? Enter the setup key manually instead.
4
Enter the 6-digit code to confirm.
Type the code MS Authenticator App generates to verify and link your Wise account.
5
Save your backup codes.
Store the recovery codes Wise gives you somewhere safe — you'll need them if you lose your phone.

Menu names on Wise can change — the official Wise 2FA documentation ↗ always has the exact, current path.

Frequently asked questions

Does Wise work with authenticator apps like MS Authenticator App?: Yes. Wise supports TOTP authenticator apps, so you can generate its two-factor codes in MS Authenticator App.
Is Wise two-factor authentication free?: Yes. Enabling authenticator-app 2FA on Wise is free — you only need the free MS Authenticator App.
What if I lose access to my Wise 2FA codes?: Use the backup or recovery codes you saved during setup. If you didn't save them, contact Wise support to regain access, then re-add the account to MS Authenticator App.

Generate your Wise codes in MS Authenticator App

Free, offline, and encrypted. One tap for every 6-digit code.

Get the app

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