Authenticator App - Novaz

SoFi 2FA: How to Set Up an Authenticator App

sofi.com Supported

Enable two-factor authentication on SoFi to stop unauthorized logins. After setup, SoFi asks for a rotating code from Authenticator App - Novaz in addition to your password.

A SoFi account can be tied to your money and personal finances, so a stolen password is a direct financial risk. Besides an authenticator app, SoFi also offers SMS text codes, phone-call codes and email codes. An authenticator app (TOTP) is usually the best balance of security and convenience — and it's safer than SMS codes, which can be intercepted through SIM-swap attacks.

2FA methods SoFi supports

  • SMS text message
  • Phone call
  • Email code
  • Authenticator app (TOTP)
  1. 1

    Download Authenticator App - Novaz

    Install Authenticator App - Novaz from the App Store on your iPhone or iPad and open it — you'll use it to scan SoFi's QR code and generate your 6-digit sign-in codes.

    Download on the App Store
  2. 2

    Sign in to SoFi and open your SoFi account security settings.

  3. 3

    Turn on two-factor authentication and choose the authenticator-app option.

    Look for "Authenticator app", "Authentication app", or "TOTP" rather than SMS.

  4. 4

    Scan the QR code with Authenticator App - Novaz.

    Open Authenticator App - Novaz, tap add, and point your camera at the QR code SoFi displays. Can't scan? Enter the setup key manually instead.

  5. 5

    Enter the 6-digit code to confirm.

    Type the code Authenticator App - Novaz generates to verify and link your SoFi account.

  6. 6

    Save a way to recover your account.

    If SoFi shows backup or recovery codes, store them somewhere safe, away from your phone. If it doesn't, check how SoFi recovers accounts (support, an admin, or another sign-in method) before you need it.

Menu names on SoFi can change — the official SoFi 2FA documentation ↗ always has the exact, current path.

How to recover your SoFi account

If you lose access to your authenticator and SoFi gave you backup or recovery codes when you turned on 2FA, sign in with one of them; keep them somewhere safe, away from your phone. Not every service issues codes. If SoFi doesn't, or you didn't save them, use SoFi's account-recovery or support process (or ask your admin, for a work account) to get back in.

Frequently asked questions

Does SoFi work with authenticator apps like Authenticator App - Novaz?
Yes. SoFi supports TOTP authenticator apps, so you can generate its two-factor codes in Authenticator App - Novaz.
Is SoFi two-factor authentication free?
Yes. Enabling authenticator-app 2FA on SoFi is free — you only need the free Authenticator App - Novaz.
What if I lose access to my SoFi 2FA codes?
If SoFi gave you backup or recovery codes during setup, sign in with one of them. If it didn't, or you didn't save them, use SoFi's account recovery or contact its support (or your admin, for a work account), then add the account to Authenticator App - Novaz again.

Generate your SoFi codes in Authenticator App - Novaz

Free, offline, and encrypted. One tap for every 6-digit code.

Get the app

More Finance guides

Novaz is not affiliated with, endorsed by, or sponsored by SoFi. SoFi and its logo are trademarks of their respective owner and are used here for identification only.