Tower Federal Credit Union 2FA Setup Guide
Tower Federal Credit Union supports app-based two-factor authentication (2FA). Turning it on adds a second layer of protection, so a stolen password alone can't unlock your Tower Federal Credit Union account.
A Tower Federal Credit Union account can be tied to your money and personal finances, so a stolen password is a direct financial risk. Besides an authenticator app, Tower Federal Credit Union also offers SMS text codes and phone-call codes. An authenticator app (TOTP) is usually the best balance of security and convenience — and it's safer than SMS codes, which can be intercepted through SIM-swap attacks.
2FA methods Tower Federal Credit Union supports
- SMS text message
- Phone call
- Authenticator app (TOTP)
- 1
Download Authenticator App - Novaz
Install Authenticator App - Novaz from the App Store on your iPhone or iPad and open it — you'll use it to scan Tower Federal Credit Union's QR code and generate your 6-digit sign-in codes.
- 2
Sign in to Tower Federal Credit Union and open your Tower Federal Credit Union account security settings.
- 3
Turn on two-factor authentication and choose the authenticator-app option.
Look for "Authenticator app", "Authentication app", or "TOTP" rather than SMS.
- 4
Scan the QR code with Authenticator App - Novaz.
Open Authenticator App - Novaz, tap add, and point your camera at the QR code Tower Federal Credit Union displays. Can't scan? Enter the setup key manually instead.
- 5
Enter the 6-digit code to confirm.
Type the code Authenticator App - Novaz generates to verify and link your Tower Federal Credit Union account.
- 6
Save a way to recover your account.
If Tower Federal Credit Union shows backup or recovery codes, store them somewhere safe, away from your phone. If it doesn't, check how Tower Federal Credit Union recovers accounts (support, an admin, or another sign-in method) before you need it.
How to recover your Tower Federal Credit Union account
If you lose access to your authenticator and Tower Federal Credit Union gave you backup or recovery codes when you turned on 2FA, sign in with one of them; keep them somewhere safe, away from your phone. Not every service issues codes. If Tower Federal Credit Union doesn't, or you didn't save them, use Tower Federal Credit Union's account-recovery or support process (or ask your admin, for a work account) to get back in.
Frequently asked questions
- Does Tower Federal Credit Union work with authenticator apps like Authenticator App - Novaz?
- Yes. Tower Federal Credit Union supports TOTP authenticator apps, so you can generate its two-factor codes in Authenticator App - Novaz.
- Is Tower Federal Credit Union two-factor authentication free?
- Yes. Enabling authenticator-app 2FA on Tower Federal Credit Union is free — you only need the free Authenticator App - Novaz.
- What if I lose access to my Tower Federal Credit Union 2FA codes?
- If Tower Federal Credit Union gave you backup or recovery codes during setup, sign in with one of them. If it didn't, or you didn't save them, use Tower Federal Credit Union's account recovery or contact its support (or your admin, for a work account), then add the account to Authenticator App - Novaz again.
Generate your Tower Federal Credit Union codes in Authenticator App - Novaz
Free, offline, and encrypted. One tap for every 6-digit code.
Get the appMore Finance guides
Novaz is not affiliated with, endorsed by, or sponsored by Tower Federal Credit Union. Tower Federal Credit Union and its logo are trademarks of their respective owner and are used here for identification only.



