YNAB (You Need A Budget) 2FA Setup Guide
YNAB (You Need A Budget) supports app-based two-factor authentication (2FA). Turning it on adds a second layer of protection, so a stolen password alone can't unlock your YNAB (You Need A Budget) account.
A YNAB (You Need A Budget) account can be tied to your money and personal finances, so a stolen password is a direct financial risk. YNAB (You Need A Budget) secures sign-ins with an authenticator app — set it up once and you're protected on every login.
2FA methods YNAB (You Need A Budget) supports
- Authenticator app (TOTP)
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Download Authenticator App - Novaz
Install Authenticator App - Novaz from the App Store on your iPhone or iPad and open it — you'll use it to scan YNAB (You Need A Budget)'s QR code and generate your 6-digit sign-in codes.
- 2
Sign in to YNAB (You Need A Budget) and open your YNAB (You Need A Budget) account security settings.
- 3
Turn on two-factor authentication and choose the authenticator-app option.
Look for "Authenticator app", "Authentication app", or "TOTP" rather than SMS.
- 4
Scan the QR code with Authenticator App - Novaz.
Open Authenticator App - Novaz, tap add, and point your camera at the QR code YNAB (You Need A Budget) displays. Can't scan? Enter the setup key manually instead.
- 5
Enter the 6-digit code to confirm.
Type the code Authenticator App - Novaz generates to verify and link your YNAB (You Need A Budget) account.
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Save a way to recover your account.
If YNAB (You Need A Budget) shows backup or recovery codes, store them somewhere safe, away from your phone. If it doesn't, check how YNAB (You Need A Budget) recovers accounts (support, an admin, or another sign-in method) before you need it.
Menu names on YNAB (You Need A Budget) can change — the official YNAB (You Need A Budget) 2FA documentation ↗ always has the exact, current path.
How to recover your YNAB (You Need A Budget) account
If you lose access to your authenticator and YNAB (You Need A Budget) gave you backup or recovery codes when you turned on 2FA, sign in with one of them; keep them somewhere safe, away from your phone. Not every service issues codes. If YNAB (You Need A Budget) doesn't, or you didn't save them, use YNAB (You Need A Budget)'s account-recovery or support process (or ask your admin, for a work account) to get back in.
Frequently asked questions
- Does YNAB (You Need A Budget) work with authenticator apps like Authenticator App - Novaz?
- Yes. YNAB (You Need A Budget) supports TOTP authenticator apps, so you can generate its two-factor codes in Authenticator App - Novaz.
- Is YNAB (You Need A Budget) two-factor authentication free?
- Yes. Enabling authenticator-app 2FA on YNAB (You Need A Budget) is free — you only need the free Authenticator App - Novaz.
- What if I lose access to my YNAB (You Need A Budget) 2FA codes?
- If YNAB (You Need A Budget) gave you backup or recovery codes during setup, sign in with one of them. If it didn't, or you didn't save them, use YNAB (You Need A Budget)'s account recovery or contact its support (or your admin, for a work account), then add the account to Authenticator App - Novaz again.
Generate your YNAB (You Need A Budget) codes in Authenticator App - Novaz
Free, offline, and encrypted. One tap for every 6-digit code.
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